Myth: Debt Settlement Companies Are All the Same
In 2010, Congress increased industry oversight by amending the Telemarketing Sales Rule (TSR), giving new guidance regarding contact and communication...
Financial Education
Stop, Drop, and Budget! Where Does All Your Money Go So Fast?
The budget process often creates resistance. It might feel like a burden or appear to be too hard or overwhelming...
Top Budgeting Tips that Make a Big Impact on Your Wallet
The process of creating a budget is really a simple concept. You list your monthly expenses and then do not...
Who & What Keeps Score? The Difference Between FICO, Vantage, and Beacon Credit Scores
Credit scoring companies and lenders have recently increased consumer access to credit scores creating both interest and confusion. Today you...
Myth: Your Finances Will Be Worse After Debt Settlement
Reality: The goal of debt settlement is to get you back on your feet financially. When you follow the program...
The Chapter 13 Bankruptcy Trap
Chapter 13 bankruptcy requires you to repay creditors for five years before receiving a discharge of qualified debts. After taking...
5 Strategies to Get Your Finances in Order in the New Year
The new year brings the opportunity to make adjustments that can change the trajectory of your financial wellbeing. To capitalize...
Myth: Enrolling in Debt Settlement Will Destroy Your Credit Forever
Reality: While you will experience an initial decline in your credit score, it is temporary. Unless you plan to finance...
REPRESENTATIVE EXAMPLE OF APR
If you borrow $30,000 over a term of 5 years (60 months) with an APR of 4.99% you will pay $566.00 each month. The total amount payable will be $33,959.97, with total interest of $3,959.97.
ANNUAL PERCENTAGE RATE (APR)
Annual Percentage Rate (APR) represents the annualized interest rate you are charged for borrowing. It is the combination of the nominal interest rate and some additional costs such as fees involved when incurring debt. Our lender offers APRs for personal loans, cash advance loans, installment loans and debt consolidation loans from 4.99% to 35.99%. Since New Start Capital does not directly issue loans, we cannot deliver any specifics or guarantee the APR you will be offered. The APR depends solely on your lender’s decision, based on various factors including your credit score, credit history, income, and some other information you supply in your request. For more information regarding the APR contact your lender.