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Find Financial Freedom With Our Debt Relief Solutions


Your Path to a Debt-Free Future Starts Here

Struggling with high-interest debt? Smart Path Capital is here to help. Our expert financial consultants provide personalized solutions to help you take control of your debt and regain financial stability.

Start with our fast, 2-minute application—it’s simple, secure, and won’t impact your credit score.

Get Started

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How to Revoke Consent

You may revoke your consent to be contacted at any time by replying to our last message with the word “STOP”. If you need customer service, you may reply “HELP” to any message. You may also contact us at (888) 535-5560 or any phone number published on this website to revoke your prior consent to be contacted.

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Who We Are

At Smart Path Capital, we specialize in helping individuals with fair to moderate credit histories secure financial solutions tailored to their unique situations. Whether you’re looking to consolidate debt, reduce monthly payments, or lower your interest rates, our team is here to guide you every step of the way.

With decades of experience, we’ve helped thousands of people achieve financial freedom.

We Find the Right Financial Solution for Your Needs

Our services include:

  • Debt consolidation – Combine high-interest debts into one manageable payment
  • Personal loans – Get funding for unexpected expenses or major life events.
  • Debt modification – Negotiate lower balances with creditors

If you’re dealing with credit card debt, medical bills, or unsecured loans, we can help reduce your monthly payments and fast-track your journey to becoming debt-free.

Get started today with a free, no-obligation consultation.

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Our Services

Personal Loans

Flexible Financing Options for Your Unique Goals

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Credit card companies profit by keeping you trapped in an endless cycle of debt. With sky-high interest rates and minimum payments that barely chip away at the principal, it’s easy to feel stuck—paying month after month without making any real progress.

At Smart Path Capital, we believe in breaking that cycle. Our debt consolidation solutions help you take control of your finances by combining high-interest debts—such as credit cards, medical bills, payday loans, and other unsecured obligations—into a single, predictable payment with a structured payoff plan.

By lowering your interest rates and simplifying your repayment process, we make it easier for you to eliminate debt faster and reclaim your financial independence. It’s time to break free from the burden of high-interest bills and start working toward the financial freedom you deserve.

Why Choose a Personal Loan from Smart Path Capital?

Start building a better financial future—apply today!

  • Fixed interest rates for predictable monthly payments.
  • Loan amounts up to $75,000.
  • Fast funding within 1-2 business days.
  • No impact on your credit when applying.
Debt Consolidation

Start building a better financial future: One Loan, One Monthly Payment

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Are you tired of juggling multiple payments, sky-high interest rates, and never-ending debt?

Debt consolidation allows you to combine your unsecured debts—such as credit cards, personal loans, and medical bills—into one manageable account with fixed payments and a clear payoff date.

At Smart Path Capital, we make debt consolidation simple. Our experts work with you to assess your financial situation and find the best solution to combine credit cards, medical bills, private student loans, and other unsecured debts into a single, manageable payment.

Through our network of partners, we help secure lower interest rates, better terms, and more affordable monthly payments tailored to your budget—so you can break free from high-interest debt and start making real financial progress.

Stop paying excessive interest that barely reduces your balance. Take control of your finances today with a structured repayment plan designed for you.

When you partner with us, you could:

Save money with lower interest rates.
Simplify your finances with one easy monthly paymen.t
Pay off debt faster with restructured payment terms.

Why Choose Smart Path Capital for Debt Consolidation?

It’s time to break free from high-interest debt and take control of your financial future.

  • Custom repayment plans that fit your budget.
  • Fixed rates & predictable payments.
  • Clear payoff timeline—know when you’ll be debt-free.
  • Potentially save thousands over the life of the loan.
  • Funding is available in as little as one business day.

 

 

How It Works

At Smart Path Capital, we make the process simple and stress-free. Applying is fast, confidential, and won’t impact your credit score.

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    Step 1: Apply

    Fill out our quick, 2-minute online application or call us to get started.

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    Step 2: Consultation

    A financial consultant will review your application and discuss personalized options based on your goals and budget.

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    Step 3: Choose Your Plan

    We’ll help you find the right debt consolidation or personal loan solution that fits your financial needs. Most clients save money and reduce financial stress through our programs.

    Start your journey to financial freedom today!

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Why Choose Smart Path Capital?

At Smart Path Capital, we’re committed to helping you achieve financial freedom with transparent, hassle-free solutions tailored to your needs.

  • No impact on your credit score when applying
  • Fast funding—receive your loan in as little as one business day
  • Expert financial guidance from trusted advisors
  • Customized debt relief options that fit your budget
  • Proven success—thousands of satisfied clients

It’s time to take the first step toward a brighter financial future.

Get started with a free, no-obligation consultation today!

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REPRESENTATIVE EXAMPLE OF APR

If you borrow $30,000 over a term of 5 years (60 months) with an APR of 4.99% you will pay $566.00 each month. The total amount payable will be $33,959.97, with total interest of $3,959.97.

ANNUAL PERCENTAGE RATE (APR)

Annual Percentage Rate (APR) represents the annualized interest rate you are charged for borrowing. It is the combination of the nominal interest rate and some additional costs such as fees involved when incurring debt. Our lender offers APRs for personal loans, cash advance loans, installment loans and debt consolidation loans from 4.99% to 35.99%. Since New Start Capital does not directly issue loans, we cannot deliver any specifics or guarantee the APR you will be offered. The APR depends solely on your lender’s decision, based on various factors including your credit score, credit history, income, and some other information you supply in your request. For more information regarding the APR contact your lender.