What Happens If You Ignore Old Debts?
Creditors have different responses to missed payments. Factors that impact what actions a creditor is likely to take include the...
Financial Education
What Happens to Debt When You Die?
Dealing with debt collection calls after the death of a loved one is the last thing you want. Yet, 73%...
Can You Qualify for Debt Forgiveness from a Creditor?
Debt forgiveness sounds like an excellent route when facing large amounts of high-interest debt that continuously keeps you poor. As...
How a Healthcare Savings Plan Can Prepare You for Future Medical Costs
Medical costs are growing faster than inflation, and statistics bare a bleak picture of how medical debt can impact your...
Tips on Acting Fast When Finances Don’t Improve
Covid-19 created financial challenges for millions of families. Job losses, reduced hours, and mandatory stay-at-home orders impacted nearly every aspect...
What Happens When Your Mortgage Forbearance Ends?
In March 2020, the CARES Act allowed borrowers directly or indirectly impacted by COVID-19 to request a forbearance without documentation....
Myth: Debt Settlement Companies Will Steal Your Money
Successful participation in a debt settlement program requires you to redirect a portion of your regular monthly debt payments into...
Myth: Debt Settlement Companies Are Unreliable
According to the American Fair Credit Council, In 2018, the debt relief industry contributed $4.9 billion to the economy. Debt...
REPRESENTATIVE EXAMPLE OF APR
If you borrow $30,000 over a term of 5 years (60 months) with an APR of 4.99% you will pay $566.00 each month. The total amount payable will be $33,959.97, with total interest of $3,959.97.
ANNUAL PERCENTAGE RATE (APR)
Annual Percentage Rate (APR) represents the annualized interest rate you are charged for borrowing. It is the combination of the nominal interest rate and some additional costs such as fees involved when incurring debt. Our lender offers APRs for personal loans, cash advance loans, installment loans and debt consolidation loans from 4.99% to 35.99%. Since New Start Capital does not directly issue loans, we cannot deliver any specifics or guarantee the APR you will be offered. The APR depends solely on your lender’s decision, based on various factors including your credit score, credit history, income, and some other information you supply in your request. For more information regarding the APR contact your lender.