Myth: Debt Settlement Companies Are All the Same
In 2010, Congress increased industry oversight by amending the Telemarketing Sales Rule (TSR), giving new guidance regarding contact and communication...
Debt Settlement
Why a Credit Counseling Program Takes Longer to Complete and Costs More Than Debt Settlement
You pay your ‘regular’ bills on time. But you can only afford to make the minimum monthly payments on your...
Why it Takes Longer to Restore Your Credit After Bankruptcy Than Debt Settlement
Debt has you overwhelmed. Between large credit card balances and only making the minimum monthly payments, you realize it will...
Myth: Your Finances Will Be Worse After Debt Settlement
Reality: The goal of debt settlement is to get you back on your feet financially. When you follow the program...
How to Avoid a Default Judgment – Never Wait Until a Creditor Sues
Nobody likes dealing with creditors and debt collectors trying to recover past due balances. The process starts off cordial, but...
Myth: Bankruptcy is Always a Better Option Than Debt Settlement
Reality: Bankruptcy should always be used as the last resort because it does the most damage to your financial well...
Can I Settle My Credit Card Debt Myself?
You avoid calls because you don’t want to talk to creditors demanding payment on past due bills. A growing stack...
Speed Up Your Settlement Program by Overfunding Your Next Savings Deposit with Your Tax Refund
Every month that you continue to fund your debt settlement savings account means you are that much closer to living...
REPRESENTATIVE EXAMPLE OF APR
If you borrow $30,000 over a term of 5 years (60 months) with an APR of 4.99% you will pay $566.00 each month. The total amount payable will be $33,959.97, with total interest of $3,959.97.
ANNUAL PERCENTAGE RATE (APR)
Annual Percentage Rate (APR) represents the annualized interest rate you are charged for borrowing. It is the combination of the nominal interest rate and some additional costs such as fees involved when incurring debt. Our lender offers APRs for personal loans, cash advance loans, installment loans and debt consolidation loans from 4.99% to 35.99%. Since New Start Capital does not directly issue loans, we cannot deliver any specifics or guarantee the APR you will be offered. The APR depends solely on your lender’s decision, based on various factors including your credit score, credit history, income, and some other information you supply in your request. For more information regarding the APR contact your lender.