What Factors Make Up Your Credit Score And What You Can Do To Raise Your Score?
What is Your Credit Score? Consumer credit scores are a three-digit mathematical calculation, ranging between 300 and 850 that provides...
Credit Score
Myth: Settling Debt Does the Most Harm to Your Credit
Credit scores are marketed as the end all and be all of your financial well-being. Consumers are led to believe...
Stop Focusing on Your Credit Score if You Are Drowning in Debt
Everywhere you turn these days, someone is offering to give you a free copy of your credit report and credit...
Why it Takes Longer to Restore Your Credit After Bankruptcy Than Debt Settlement
Debt has you overwhelmed. Between large credit card balances and only making the minimum monthly payments, you realize it will...
Myth: Enrolling in Debt Settlement Will Destroy Your Credit Forever
Reality: While you will experience an initial decline in your credit score, it is temporary. Unless you plan to finance...
The Key Factors Impacting Your Credit Score
Credit scoring companies gather information from creditors and create a proprietary credit score evaluating each consumer’s ability to repay debt....
How to Access Your Credit Score for FREE
Over the last decade, credit monitoring companies have expounded on the importance of consumer credit scores. The primary message associates...
Hard Inquiries vs. Soft Inquiries and How They Impact your Credit Score
You don't want to do anything that could lower your credit score because you are afraid you might need a...
REPRESENTATIVE EXAMPLE OF APR
If you borrow $30,000 over a term of 5 years (60 months) with an APR of 4.99% you will pay $566.00 each month. The total amount payable will be $33,959.97, with total interest of $3,959.97.
ANNUAL PERCENTAGE RATE (APR)
Annual Percentage Rate (APR) represents the annualized interest rate you are charged for borrowing. It is the combination of the nominal interest rate and some additional costs such as fees involved when incurring debt. Our lender offers APRs for personal loans, cash advance loans, installment loans and debt consolidation loans from 4.99% to 35.99%. Since New Start Capital does not directly issue loans, we cannot deliver any specifics or guarantee the APR you will be offered. The APR depends solely on your lender’s decision, based on various factors including your credit score, credit history, income, and some other information you supply in your request. For more information regarding the APR contact your lender.