How Credit Card Debt Consolidation Works
Having credit card debt spread over multiple accounts can make it challenging to organize your finances and get out of...
Credit Cards
7 Creative Ways to Wipe Out Credit Card Debt
Today, using credit cards is as much a part of the American experience as baseball and apple pie. The trouble...
What is the Difference in a Credit Delinquency and a Charge-off?
Not all late payments are created equal. Falling behind on credit card payments could have different consequences depending on the...
Best Ways to Cope With Credit Card Debt Stress
Millions of Americans struggle with crippling credit card debt. Unfortunately for most of them, it is not just their financial...
Can I Settle My Credit Card Debt Myself?
You avoid calls because you don’t want to talk to creditors demanding payment on past due bills. A growing stack...
Debt Consolidation Strategies: Balance Transfer Credit Cards vs. Personal Loans
High credit card balances carried over month after month is a weary process because the minimum payment barely moves the...
Why Making Minimum Payments to Pay Off Credit Card Debt Ensures You Will Die Broke
Another credit card bill arrives, and you moan when you see the balance. Then you look at the minimum payment...
Understand Why Minimum Payments Trap You in a Cycle of Perpetual Debt
As you scan your mail, it’s easy to quickly pick up or click on the important items in which to...
REPRESENTATIVE EXAMPLE OF APR
If you borrow $30,000 over a term of 5 years (60 months) with an APR of 4.99% you will pay $566.00 each month. The total amount payable will be $33,959.97, with total interest of $3,959.97.
ANNUAL PERCENTAGE RATE (APR)
Annual Percentage Rate (APR) represents the annualized interest rate you are charged for borrowing. It is the combination of the nominal interest rate and some additional costs such as fees involved when incurring debt. Our lender offers APRs for personal loans, cash advance loans, installment loans and debt consolidation loans from 4.99% to 35.99%. Since New Start Capital does not directly issue loans, we cannot deliver any specifics or guarantee the APR you will be offered. The APR depends solely on your lender’s decision, based on various factors including your credit score, credit history, income, and some other information you supply in your request. For more information regarding the APR contact your lender.