Myth: Negotiating Debt Restarts the Litigation Clock Under the Statute of Limitations
The statute of limitations can be confusing because the rules are different for every state, and it is often hard...
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Myth: Debt Settlement Companies Will Steal Your Money
Successful participation in a debt settlement program requires you to redirect a portion of your regular monthly debt payments into...
Myth: Debt Settlement Companies Are Unreliable
According to the American Fair Credit Council, In 2018, the debt relief industry contributed $4.9 billion to the economy. Debt...
Myth: Debt Settlement Companies Are All the Same
In 2010, Congress increased industry oversight by amending the Telemarketing Sales Rule (TSR), giving new guidance regarding contact and communication...
Stop Focusing on Your Credit Score if You Are Drowning in Debt
Everywhere you turn these days, someone is offering to give you a free copy of your credit report and credit...
Why a Credit Counseling Program Takes Longer to Complete and Costs More Than Debt Settlement
You pay your ‘regular’ bills on time. But you can only afford to make the minimum monthly payments on your...
Stop, Drop, and Budget! Where Does All Your Money Go So Fast?
The budget process often creates resistance. It might feel like a burden or appear to be too hard or overwhelming...
Why it Takes Longer to Restore Your Credit After Bankruptcy Than Debt Settlement
Debt has you overwhelmed. Between large credit card balances and only making the minimum monthly payments, you realize it will...
REPRESENTATIVE EXAMPLE OF APR
If you borrow $30,000 over a term of 5 years (60 months) with an APR of 4.99% you will pay $566.00 each month. The total amount payable will be $33,959.97, with total interest of $3,959.97.
ANNUAL PERCENTAGE RATE (APR)
Annual Percentage Rate (APR) represents the annualized interest rate you are charged for borrowing. It is the combination of the nominal interest rate and some additional costs such as fees involved when incurring debt. Our lender offers APRs for personal loans, cash advance loans, installment loans and debt consolidation loans from 4.99% to 35.99%. Since New Start Capital does not directly issue loans, we cannot deliver any specifics or guarantee the APR you will be offered. The APR depends solely on your lender’s decision, based on various factors including your credit score, credit history, income, and some other information you supply in your request. For more information regarding the APR contact your lender.