What is Chapter 13 Bankruptcy and What You Need to Know?
Overview of Chapter 13 Bankruptcy Often called the wage earners bankruptcy, Chapter 13 Bankruptcy can provide a soft landing. Instead...
Bankruptcy
Chapter 7 bankruptcy
The Basics of Chapter 7 Bankruptcy? Chapter 7, often called “liquidation bankruptcy”, does not require you to repay any portion...
What Happens If You File but Don’t Qualify for Chapter 7?
When you think of bankruptcy ,Chapter 7 is likely the one you imagine. Once you file, you get immediate protection...
What Happens if Chapter 13 Bankruptcy is Denied?
Personal bankruptcy includes Chapter 7 and Chapter 13. Filing Chapter 7 could allow you to eliminate debt without repaying creditors....
The Top Reasons People File Bankruptcy
Struggling to pay bills not only takes a toll on your finances but can chip away at your physical and...
How to Convert Chapter 7 to Chapter 13 Bankruptcy
When you decide to file personal bankruptcy, you must choose how you file. In most cases, you will choose either...
4 Ways You Could Lose Your Bankruptcy Discharge
Congress created bankruptcy to give consumers a fresh start when events occur that result in lower wages or higher bills,...
What Happens If You Don’t Qualify for Chapter 7 Bankruptcy?
Filing for bankruptcy is supposed to give you a fresh start—a financial do-over after facing financial hardship. The challenge is...
REPRESENTATIVE EXAMPLE OF APR
If you borrow $30,000 over a term of 5 years (60 months) with an APR of 4.99% you will pay $566.00 each month. The total amount payable will be $33,959.97, with total interest of $3,959.97.
ANNUAL PERCENTAGE RATE (APR)
Annual Percentage Rate (APR) represents the annualized interest rate you are charged for borrowing. It is the combination of the nominal interest rate and some additional costs such as fees involved when incurring debt. Our lender offers APRs for personal loans, cash advance loans, installment loans and debt consolidation loans from 4.99% to 35.99%. Since New Start Capital does not directly issue loans, we cannot deliver any specifics or guarantee the APR you will be offered. The APR depends solely on your lender’s decision, based on various factors including your credit score, credit history, income, and some other information you supply in your request. For more information regarding the APR contact your lender.