How to Access Your Credit Score for FREE
Over the last decade, credit monitoring companies have expounded on the importance of consumer credit scores. The primary message associates...
Latest Blogs
Understanding the Credit Lifecycle – What is First-Party and Third-Party Collections?
Part 3 of a 5-part series on the credit lifecycle. This series on the Credit Lifecycle also includes Understanding the...
What to do When Facing the Reality That Your Debt Will Outlive You
When a loved one dies, the last thing you want is to deal with calls from creditors, yet this often...
Can I Settle My Credit Card Debt Myself?
You avoid calls because you don’t want to talk to creditors demanding payment on past due bills. A growing stack...
Understanding the Credit Lifecycle – Part 2: Pre-Charge-off Collection
Part 2 of a 5-part series on the Credit Lifecycle. If you missed the first article on Understanding What Happens...
Hard Inquiries vs. Soft Inquiries and How They Impact your Credit Score
You don't want to do anything that could lower your credit score because you are afraid you might need a...
Speed Up Your Settlement Program by Overfunding Your Next Savings Deposit with Your Tax Refund
Every month that you continue to fund your debt settlement savings account means you are that much closer to living...
Debt Consolidation Strategies: Balance Transfer Credit Cards vs. Personal Loans
High credit card balances carried over month after month is a weary process because the minimum payment barely moves the...
REPRESENTATIVE EXAMPLE OF APR
If you borrow $30,000 over a term of 5 years (60 months) with an APR of 4.99% you will pay $566.00 each month. The total amount payable will be $33,959.97, with total interest of $3,959.97.
ANNUAL PERCENTAGE RATE (APR)
Annual Percentage Rate (APR) represents the annualized interest rate you are charged for borrowing. It is the combination of the nominal interest rate and some additional costs such as fees involved when incurring debt. Our lender offers APRs for personal loans, cash advance loans, installment loans and debt consolidation loans from 4.99% to 35.99%. Since New Start Capital does not directly issue loans, we cannot deliver any specifics or guarantee the APR you will be offered. The APR depends solely on your lender’s decision, based on various factors including your credit score, credit history, income, and some other information you supply in your request. For more information regarding the APR contact your lender.