Debt Consolidation Programs

Escape High-Interest Debt: Discover the Best Solutions

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No impact on your credit score

Discover the financial relief you’ve been searching for by consolidating your existing debt

You can simplify your debt repayment by combining unsecured debts like credit card balances, personal loans and medical bills. Instead of multiple loans at different interest rates and different due dates, you will have with one payment and better repayment terms, making it easy to eliminate stubborn debt balances.

New Start Capital offers debt consolidation programs that help you eliminate credit cards and other high-interest debt. This approach simplifies your financial management, alleviates stress, and puts you back in control of your finances.

Take the first step toward financial freedom with debt consolidation.
Break Free from the Stress of Debt Today

Get Started

Apply for Debt Consolidation Today

Consolidate credit card debt into a single monthly payment

Approval amounts up to $75,000

Same-day funding may be available

No credit impact

How Does Debt Consolidation Work?

Credit card companies are in the business of keeping you in debt forever. They charge variable rates that are exorbitantly high and then set the monthly minimum payment so low that it barely covers the interest. The repayment process can lull you into debt, which you will never repay.

Debt consolidation companies, like New Start Capital, are on a mission to change that. Using debt consolidation, you can eliminate debt by converting credit card bills, medical debt, title loans, payday loans, and other unsecured debt into a single monthly payment.

We can provide debt relief from high-interest credit card bills by enabling you to break free from your current debts, which are preventing you from obtaining the financial freedom you deserve.

Apply Now

(888) 535-5560

Make Managing Debt Easy through Debt Consolidation

Choose the amount you want to consolidate
Select the option that best fits your financial needs.
Enjoy one fixed monthly payment

Debt Consolidation Can Help You Eliminate

Credit card bills
Unsecured lines of credit
Unsecured loans
Medical debt
Store credit cards
Collection accounts
Business debts

Get Started Without Affecting Your Credit

The Process is Easy:

Get Started Today

Complete our quick application
Discuss your financial needs with one of our consultants.
Choose the terms and monthly payment that fits your needs and budget.
Embark on your journey to a debt-free life!

Will debt consolidation hurt my credit?

Credit scoring companies use many factors to establish a credit score. The most impactful are on-time payments, your debt amount, and the debt-to-balance ratio (also known as the credit utilization ratio).

Debt consolidation transfers debts into a single monthly payment but does not immediately reduce the amount you owe. Your credit should improve as you pay down your debt, provided you do not add any additional debt. Closing accounts can negatively impact your credit score.
How hard is it to qualify for debt consolidation?

Lenders rely on credit bureaus to review your credit report and credit score to determine eligibility.

Traditional lenders like banks tend to require excellent credit with higher minimum credit scores and lower debt-to-income ratios, making it harder to qualify if you have high debt levels. However, many online lenders do not require excellent credit and will work with you even if you have fair to poor credit. The loan origination fees, annual percentage rates, and loan terms offered are impacted by the quality of your credit score, credit history, and debt-to-income ratio.
How can I roll over all my debt into one payment?

Debt consolidation can allow you to roll over multiple debts into a single payment. These set payments make it easier and more efficient to eliminate unsecured debts.
What are the advantages of debt consolidation?

Credit card debt consolidation can convert multiple high-interest-rate debts into a single payment. With set repayment terms, it is easier to manage your bills and could help you pay off credit card debt faster and for less money than making minimum payments on your credit card bills.
How does debt consolidation work?

Debt consolidation is a form of debt relief that helps you pay the entire balance owed by transferring multiple debts into a single loan. To qualify, you must receive an approved loan based on your credit and income. You can then transfer existing balances to the debt consolidation loan. The new loan will have a fixed payment, fixed interest rate, and set repayment terms, making it easier to eliminate your debts.

REPRESENTATIVE EXAMPLE OF APR

If you borrow $30,000 over a term of 5 years (60 months) with an APR of 4.99% you will pay $566.00 each month. The total amount payable will be $33,959.97, with total interest of $3,959.97.

ANNUAL PERCENTAGE RATE (APR)

Annual Percentage Rate (APR) represents the annualized interest rate you are charged for borrowing. It is the combination of the nominal interest rate and some additional costs such as fees involved when incurring debt. Our lender offers APRs for personal loans, cash advance loans, installment loans and debt consolidation loans from 4.99% to 35.99%. Since New Start Capital does not directly issue loans, we cannot deliver any specifics or guarantee the APR you will be offered. The APR depends solely on your lender’s decision, based on various factors including your credit score, credit history, income, and some other information you supply in your request. For more information regarding the APR contact your lender.