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Debt-Free Living is Within Reach

Escape the debt trap and start your journey to financial freedom

Get your Free, no-obligation consultation today

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Struggling with overwhelming debt?

We can help. Through our debt relief services, we help real people eliminate debt faster and for less money. Using our program, you can significantly reduce the total amount you owe, potentially saving you thousands of dollars.

It’s time to regain control of your finances so you can experience the peace of mind that comes with a debt-free life.

Get your personalized plan tailored to your unique situation, and start your journey to financial security today.

Free No-Obligation Debt Relief Consultation
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NSC-old-couple- Debt Modification

How Does Debt Modification Work?

New Start Capital offers debt modification that works with creditors to reduce the amount required to pay off credit card bills. We can also negotiate with other unsecured debts, such as personal loans or medical bills.

Our proven debt modification program can lower your debt to a fraction of the original amount, enabling you to enjoy a debt-free life sooner than you thought possible.

To safeguard your interests, we collaborate with trusted local attorneys in your state who review your file and modification agreements. This ensures that every step of the process prioritizes your financial well-being and security

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You stay in control while we
do the work so you can:

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Lower monthly payments by up to 50%
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Reduce credit card debt fast
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Reduce multiple Payments to a single monthly payment
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No upfront fees required
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On average payoff debt in 24-48 Months
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Our Debt Modification Program Can Help With

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How fast can you become debt-free?

Get your FREE Savings Estimate

Our Debt Modification Program uses a 4-step personalized approach to helping you become debt-free.

Don’t spend another day burdened with anxiety over your debt

Get Started Today
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Find Your Answers Here

Welcome to our FAQ section! Here you’ll find answers to common questions about Debt Modification, including the application process, benefits, and usage. For further assistance, our consultants are ready to help.

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  • What is Debt Modification?

    Debt modification is a legal way to reduce unsecured debt balances, such as credit card debt, medical bills, and personal loans, enabling you to eliminate the debt without paying the full amount owed.

  • How do I qualify for debt modification?

    To qualify for debt modification, you must experience a financial hardship preventing you from paying your balances in full. You must also have enough income to pay something toward your debt each month.

  • Can debt relief really help me?

    If you are overwhelmed with your debt and are struggling to pay off your credit cards because of high balances and exorbitant interest rates, we can help.

  • How does debt modification work?

    Debt modification can help you pay off credit card debt faster and for less money because we negotiate the amount you owe, potentially saving you thousands of dollars.

  • Is debt modification better than bankruptcy?

    In nearly all cases, debt modification is better than bankruptcy. You can eliminate debt without repaying creditors under court supervision. The process is private and not a part of public records, and it will not affect your credit score for ten years, like some forms of bankruptcy.

  • Can I afford debt modification services?

    When you register with New Start Capital, you do not have to pay any upfront fees. We get paid after successfully modifying a debt contract on your behalf.

  • Can you modify credit card debt?

    Yes, Credit card companies will work with debt modification companies and accept a lower payoff on your existing debt.

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REPRESENTATIVE EXAMPLE OF APR

If you borrow $30,000 over a term of 5 years (60 months) with an APR of 4.99% you will pay $566.00 each month. The total amount payable will be $33,959.97, with total interest of $3,959.97.

ANNUAL PERCENTAGE RATE (APR)

Annual Percentage Rate (APR) represents the annualized interest rate you are charged for borrowing. It is the combination of the nominal interest rate and some additional costs such as fees involved when incurring debt. Our lender offers APRs for personal loans, cash advance loans, installment loans and debt consolidation loans from 4.99% to 35.99%. Since New Start Capital does not directly issue loans, we cannot deliver any specifics or guarantee the APR you will be offered. The APR depends solely on your lender’s decision, based on various factors including your credit score, credit history, income, and some other information you supply in your request. For more information regarding the APR contact your lender.