What is Credit Counseling and What You Need to Know?
What is Credit Counseling? Credit counseling provides support and resources to help you learn how to manage your finances and...
Credit Counseling
What Can a Credit Counselor Do?
Struggling with debt, here is the miracle you have been looking for…. We want miracles to solve problems. An easy...
The Truth About Credit Counseling
Millions of people struggle with too much debt and are seeking relief. A way to lower monthly payments so you...
Can You Qualify for Debt Forgiveness from a Creditor?
Debt forgiveness sounds like an excellent route when facing large amounts of high-interest debt that continuously keeps you poor. As...
Why a Credit Counseling Program Takes Longer to Complete and Costs More Than Debt Settlement
You pay your ‘regular’ bills on time. But you can only afford to make the minimum monthly payments on your...
Myth: Credit Counseling is Always a Better Option than Debt Settlement
Reality: Credit counseling might be the best debt relief option if you can pay your account's full balance within five...
How Credit Counseling Influences Your Credit, Even If It Does Not Directly Lower Your Credit Score
GREAT! You’ve decided to finally do something about the tens of thousands of dollars you have in credit card debt. ...
What is Credit Counseling?
Been there, done that…AND that, about your debt on your cards. You made minimum payments for years, only to watch...
REPRESENTATIVE EXAMPLE OF APR
If you borrow $30,000 over a term of 5 years (60 months) with an APR of 4.99% you will pay $566.00 each month. The total amount payable will be $33,959.97, with total interest of $3,959.97.
ANNUAL PERCENTAGE RATE (APR)
Annual Percentage Rate (APR) represents the annualized interest rate you are charged for borrowing. It is the combination of the nominal interest rate and some additional costs such as fees involved when incurring debt. Our lender offers APRs for personal loans, cash advance loans, installment loans and debt consolidation loans from 4.99% to 35.99%. Since New Start Capital does not directly issue loans, we cannot deliver any specifics or guarantee the APR you will be offered. The APR depends solely on your lender’s decision, based on various factors including your credit score, credit history, income, and some other information you supply in your request. For more information regarding the APR contact your lender.